BoatGuide

Montana Motorboat Operator's Certificate: Requirements, Cost, and Age Limits (2026)

Montana requires a 13- or 14-year-old operating a motorboat or PWC over 10 horsepower alone to hold an approved boating certificate. Younger operators need an adult aboard, while the education requirement ends at age 15.

Last verified 23 Aug 2026 against Montana FWP — Boating Education.

Montana boating credential — the rules at a glance
RuleAnswerSourceVerified
Certificate required?conditional

The certificate rule applies only to an unaccompanied operator age 13 or 14 using a motorboat or personal watercraft powered by more than 10 horsepower.

Montana FWP — Boating Education22 Aug 2026
Operators younger than 13supervised-only

A child age 12 or younger may operate a motorboat or personal watercraft over 10 horsepower only when someone age 18 or older is aboard.

Mont. Code Ann. § 23-2-523(10)(a)22 Aug 2026
Requirement above the age window?No

Montana's operator-education rule is limited to ages 13 and 14. It does not require an operator age 15 or older to hold the certificate.

Mont. Code Ann. § 23-2-523(10)(b)22 Aug 2026
Supervision alternativeYes

An operator age 13 or 14 meets the rule in one of three ways: hold a valid Montana certificate, show completion of another NASBLA-approved course, or have someone age 18 or older aboard.

Montana FWP — Boating Education22 Aug 2026
Unlicensed-operation penaltyUSD 500.00

Violating the youth operation and certificate restrictions in Section 23-2-523(10)-(11) is a misdemeanor under the general boating penalty provision. The statutory fine ranges from $15 to $500; $500 is the maximum, not a fixed fine.

Mont. Code Ann. §§ 23-2-507(1), 23-2-523(10)-(11)23 Aug 2026

Why does Montana’s certificate rule last only two years?

Montana uses one of the narrowest operator-education windows in the country. The rule applies when you are 13 or 14, operating a motorboat or personal watercraft with a motor rated above 10 horsepower, and no qualifying adult is aboard. At 15, Montana no longer requires the operator certificate. (Montana FWP — Boating Education; Mont. Code Ann. § 23-2-523(10))

The horsepower line matters. The youth rule is written for motors rated at more than 10 horsepower. The certificate requirement described here does not apply to a boat at or below that threshold. It also does not become a lifetime mandate merely because you were subject to it at 13 or 14.

What can a 13- or 14-year-old use instead?

Montana provides three routes. You may carry a valid Montana Motorboat Operator’s Certificate, show that you completed another state or organization’s NASBLA-approved boating course, or operate with someone age 18 or older aboard. This is not a certificate-only rule if the adult-supervision option is available for the trip. (Montana FWP — Boating Education)

A child age 12 or younger has a different rule: an adult age 18 or older must be aboard before that child operates a motorboat or PWC over 10 horsepower. Completing a course early does not create a solo-operation exception for that age group. (Mont. Code Ann. § 23-2-523(10)(a))

Does Montana publish a certificate expiration term?

The current FWP education page and operator statute reviewed for this page do not publish an expiration or renewal term. This page therefore does not claim lifetime validity. The requirement itself ends at 15; that age cutoff is different from the credential’s validity. If an organization asks for proof from an older course, confirm acceptance with FWP before relying on it.

What if you're taking the boat across a state line?

Whether Montana's card counts in a neighbouring state is that state's decision, not Montana's — and the answer differs by state and sometimes by how long you're staying. Check the one you're heading to:

We haven't covered Idaho or Wyoming yet — check with those states directly.

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